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	<title>Destin-Online.com</title>
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	<description>A Real Estate Forum for Florida&#039;s Emerald Coast!</description>
	<lastBuildDate>Mon, 30 Apr 2012 17:02:29 +0000</lastBuildDate>
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		<title>TAX FREE INCOME?</title>
		<description><![CDATA[  Many residents of Augusta, Georgia purchase tickets to the Master&#8217;s year after year but have never even attended the famous golf tournament held in their town. That’s because they include the tickets as a bonus to the people who rent their home during this huge annual event. Each year, owners rent their homes for [...]]]></description>
		<link>http://destin-online.com/htdocs/blog2/2012/04/30/tax-free-income/</link>
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		<title>Q: We are considering some remodeling before we put our house on the market. Is adding a sunroom a good investment?</title>
		<description><![CDATA[Light, bright and more square footage are usually positive selling features, but as is the case with many remodeling projects, you will likely get only half your money back in terms of increased value. Bearing in mind that the average sunroom addition will cost around $75,000, it is not reasonable to expect that an added [...]]]></description>
		<link>http://destin-online.com/htdocs/blog2/2012/04/26/q-we-are-considering-some-remodeling-before-we-put-our-house-on-the-market-is-adding-a-sunroom-a-good-investment/</link>
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		<title></title>
		<description><![CDATA[  A recent U.S. Tax Court ruling clarified the IRS position that the $1.1 million limit for mortgage interest deduction applies per residence and not per taxpayer as some high-priced homeowners were hoping. A married homeowner filing jointly can have fullly deductible interest on a mortgage of up to $1,000,000 of acquisition debt and up [...]]]></description>
		<link>http://destin-online.com/htdocs/blog2/2012/04/09/570/</link>
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		<title>Risk Determines Rate</title>
		<description><![CDATA[Regardless of what a lender quotes on mortgage rates, the actual rate paid by a borrower is based on a number of variables. Lenders determine whether to loan money and at what rate based on the risk involved with the transaction. Factors that increase the risk that the loan will be repaid will proportionately increase [...]]]></description>
		<link>http://destin-online.com/htdocs/blog2/2012/04/02/risk-determines-rate/</link>
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		<title>The Joys of Home Repair</title>
		<description><![CDATA[Have you ever had a service company to your home to repair something and find out that it really wasn&#8217;t &#8220;broken&#8221;? It probably conjured up ambivalent feelings of joy that it wasn&#8217;t something serious and frustration that you had to pay a service call for something so simple. Before you call the repairman next time, [...]]]></description>
		<link>http://destin-online.com/htdocs/blog2/2012/04/02/the-joys-of-home-reapir/</link>
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		<title>The Calm Before the Storm?</title>
		<description><![CDATA[Due to the cessation of foreclosures following the robo-signing scandals of 2010, the backlog or “shadow inventory” of bank owned properties has grown significantly. Locally, actual foreclosure sales are down over last year by 50%. However, lis pendens (foreclosure) filings are now up 100%. This would tend to indicate that we are in a lull, [...]]]></description>
		<link>http://destin-online.com/htdocs/blog2/2012/03/29/the-calm-before-the-storm/</link>
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		<title>Home Prices Fall 3.8%</title>
		<description><![CDATA[According to the S&#38;P/Case-Shiller Home Price Indices, January 2012 home prices fell 3.8 percent compared to January 2011. The report also indicates that prices fell from December to January in 16 of 19 markets tracked. Charlotte, N.C., was not included due to reporting delays. Phoenix, Detroit and Denver were the only 3 markets that experienced [...]]]></description>
		<link>http://destin-online.com/htdocs/blog2/2012/03/28/home-prices-fall-3-8/</link>
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		<title>A reader asks: What can I do if a seller changes her mind about selling after I contracted to buy her house?</title>
		<description><![CDATA[If the seller refuses to participate in the transaction after signing a legally binding sales contract, you may have a claim for damages. It has everything to do with the language in your sales contract, and we have never seen one that gives either party the right to arbitrarily change their minds and back out [...]]]></description>
		<link>http://destin-online.com/htdocs/blog2/2012/03/27/a-reader-asks-what-can-i-do-if-a-seller-changes-her-mind-about-selling-after-i-contracted-to-buy-her-house/</link>
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		<title>Destin Harbor Dredging Complete</title>
		<description><![CDATA[Emergency dredging of Destin Harbor has been completed, just in time for spring break.  The Destin Harbor channel at Norriego Point has been filling in for many months. During Destin’s October Fishing Rodeo, boats were often required to enter and exit the harbor in single file. The City of Destin declared a coastal emergency on February [...]]]></description>
		<link>http://destin-online.com/htdocs/blog2/2012/03/26/destin-harbor-dredging-complete/</link>
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		<title>Foreclosure and Delinquincy Rates Still High</title>
		<description><![CDATA[According to Lender Processing Services (NYSE: LPS),  there are now more than 6 million delinquent mortgages in the U.S.  A delinquent loan is any loan that is at least 30 days past due, which of course includes those currently in foreclosure.  LPS is a loan servicing conglomerate that maintains a database of roughly 40 million [...]]]></description>
		<link>http://destin-online.com/htdocs/blog2/2012/03/14/foreclosure-and-delinquincy-rates-still-high/</link>
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